we offer Monthly Payment Options
Things for you to know
You can see your personalized monthly payment options within minutes and without affecting your credit score. No prepayment penalties. No home equity required. Hearth makes it easy for you to find monthly payment options for your project, with:
Financing Overview
Financing Transactional Process:
● Pre-qual (doesnʼt affect HOʼs credit) > HO Selects lender (lender does hard pull)> HO receive funds
when approved
General Personal Loan expectations
● $1,000 to $250,0000
● Interest rates starting at 7.99%
● 2-12 year term lengths
● What's considered: Credit score, Annual income, Debt-to-income ratio and amount they are
requesting
0% Credit Cards requirements/expectations
● 680 credit score
● Typically up to less than 15K (based on HO credit profile)
● 15 month introductory period (promotional periods change over time)
Best Practices for Applicants
● Loan amounts should align with 1/3 to 1/4 of the applicant’s annual income.
● Co-Borrowers strengthen applications for higher loan requests.
● Approval Factors: Loan amount, income, credit score, and debt-to-income ratio.
● Timelines: Approval takes 24-72 hours after all documents are submitted.
Click to apply for Monthly Payment Options!!!
Did you know we offer financing?
Did you know we offer financing for your dream project?
We do!